My name is Keturah Rucker. My primary focus is to go above and beyond to support my clients. I guess I owe that all to my mother and aunt, which are my mentors. My fostering was surrounded by treating others with respect, as I would like to be treated.
My entire career involves customer service and I ask myself daily: What can I do to be of service to someone today? How can I help them have a better day and accomplish their achievements?
My background consists of being an effective communicator with more than 20 years experience in business management, customer service, branch banking, financial planning consulting, and asset and sales management. In my 15 years of holding a real estate and mortgage license, I’ve gained the knowledge and ability of how to assist clients in buying, selling, and renting properties. I also have more than 10 years of property management experience. My learned skill is in helping clients obtain financing to purchase or refinance their real estate transactions. I started in banking with Bank of America and BB & T (now Truist).
I have an AAS in Construction Management and am currently pursuing my BS in Religion, Christian Ministries. I have received numerous awards and recognitions as top producer in real estate and lending.
I am a proficient multi-state licensed Mortgage Loan Originator with MortgageRight. I have a successful track record in originating various kinds of mortgage loans, including Conventional, FHA, VA, and HELOC loans to name a few. My expertise is in guiding clients throughout the entire loan process, from the origination to the post-closing of their loan. I consistently track their financial status to ensure a smooth closing. I am confident that by working with me, you will feel like family and know that your loan will close within a speedy timeframe.
Please note: You will be taken to an application page that will require you to create an account if you have not created one already.
If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.