As a mortgage loan originator with more than 20 years in the industry, I’ve enjoyed serving borrowers, realtors and financial professionals with integrity and expertise. My interest in lending began 25 years ago when I was working for a financial planner in Orange County, CA. There I observed most clients benefited from a detailed review of debt, mortgage and homeownership. I began specializing in this area more and more until it became the exclusive focus of my career. I have extensive knowledge of the lending process, working with real estate contracts, and all parties to purchase and sales transactions. My highest priority is on excellent communication and access to all parties of a transaction, along with great execution in timely closing, and immense value in terms of product and pricing. These are the fundamental ingredients for lasting relationships and results in the lending process; and MortgageRight is just the right company to deliver on these commitments. I look forward to being a trusted resource for you.
Mortgage Loan Originator
NMLS # 255608
336-343-6177
jon.ortiz@mortgageright.com
Please note: You will be taken to an application page that will require you to create an account if you have not created one already.
If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.
